Job Description

Senior Appraisal Specialist

The Senior Appraisal Specialist supervises the staff and monitors the daily workflow of the appraisal group. This position is responsible for all HR tasks relating to personnel. This Senior Appraisal Specialist oversees departmental procedures and training of new staff and will serve as a backup to the Sr. Staff Appraiser as needed. This position plays a key role in the decision making process in all aspects and must have an understanding of real estate appraisal practices and processes. The Senior Appraisal Specialist performs appraisal reviews and market evaluations as needed to support credit decisions and assist in providing safe and sound real estate lending activity.

Essential Duties and Responsibilities:

• Supervise and monitor the productivity, workflows and performance of the appraisal group.
• Payroll activities including, but not limited to, time management.
• Provide recommendations and complete personnel annual performance evaluations.
• Recruiting processes including, but not limited to, new requisitions, interviewing and hiring.
• Support the Appraisal Management team as needed, serving as a backup in their absence.
• Oversee the proper use of the RIMS appraisal system, by having an in-depth working knowledge of the system.
• Oversee the training of new staff on the department's procedures and daily tasks, and the training of existing staff on changes to department's procedures and daily tasks.
• Serve as contact with loan officers on questions regarding appraisal department procedures.
• Oversee outsourced appraisal evaluations.
• Perform in-house real estate evaluations by providing an estimate of the property's market, using appropriate approaches, as applicable.
• For in-house evaluations, perform visual inspection of subject property (exterior only) and provide written documentation with pictures of property.
• May perform inspections of residential properties which includes visual inspection and written report.
• Perform appraisal reviews to determine whether the methods, assumptions and value conclusions are reasonably supported ensuring compliance with regulations and supervisory guidelines as well as bank policy.
• Communicate any deficiencies of an appraisal to the appraiser as applicable and follow for corrections, as applicable.
• Maintain the Approved Appraisers list.
• Ensure compliance is maintained with local, state, and federal regulatory guidelines.
• The ability to work in a constant state of alertness and in a safe manner.
• Completes required BSA/AML training and other compliance training as assigned.
• Perform any other related duties as required or assigned.

Responsibilities for Work of Others:

Supervises a moderate size group (8-15) of employees, but possibly smaller if difficult, semi-technical work, requiring considerable direction and assistance, is involved. Plan, direct and coordinate work, make decisions, and perform personally the more difficult aspects of the same broad assignment.

Supervisory Responsibilities:

Appraisal Specialists

Qualifications:

To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

Education:

Broad knowledge of such fields as accounting, marketing, business administration, finance, etc. Equivalent to a four year college degree.

General Experience:

6 years related experience and/or training.

Management Experience:

12 - 18 months related management experience.

Communication Skills:

Ability to write reports, business correspondence, and policy/procedure manuals; Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.

Mathematical Skills:

Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts such as fractions, ratios, and proportions to practical situations.

Critical Thinking Skills:

Ability to solve practical problems and deal with a variety of known variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, or diagram formats.

Required Certificates, Licenses, Registrations:

Not indicated.

Preferred Certificates, Licenses, Registrations:

Not indicated.

Software Skills Required:

Task Level of Understanding

Intermediate: 10-Key, Accounting, Alphanumeric Data Entry, Word Processing/Typing

Advanced: Database, Other

Basic: Human Resources Systems, Payroll Systems, Presentation/PowerPoint, Spreadsheet

Physical Activities:

The following physical activities described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and expectations.

Physical Activities:

Occasionally: Stand, Walk, Stoop, kneel, crouch, or crawl

Frequently: Sit

Regularly: Use hands to finger, handle, or feel, Reach with hands and arms, Talk or hear

Weight Lifted

Regularly: Up to 10 pounds

Occasionally: Up to 25 pounds

Vision Requirements:

Close vision (use of a computer, equipment, or any other work duties that require clear vision within two feet or less).

Distance vision (driving vehicles or equipment; work duties such as surveying that requires clear vision at twenty feet or more).

Physical Demand:

Level 3: Semi-repetitive, low physical. Semi-repetitive type work which requires periods of concentration for varied time cycles as prescribed by the tasks.

Work Environment:

Noise Level

Moderate (business office with computers/printers, light traffic, etc.)

Working Conditions:

Somewhat disagreeable working conditions. Exposed to any number of elements noted in Degree 2, with one or two elements present continuously. May involve some travel and/or work is at times, in the evening or during the night hours.

Additional Information:

Some overtime required. Occasional outside bank-related activities. The position may require the use of a vehicle to service customers, administer or participate in civic events, commute to company-owned properties, commute to company-related places of business, or any other purpose considered necessary to the job. Therefore, this position is classified as a safety sensitive position.

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